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About RedRate.com
RedRate takes your privacy seriously

What this policy covers
This privacy policy covers RedRate Inc.'s treatment of personally identifiable information that RedRate collects when you are on our Website and when you use RedRate online services. This policy does not apply to the practices of companies that RedRate does not own or control, or to people that RedRate does not employ or manage.

Information collection and use
RedRate collects personally identifiable information when you register online for one of our services and when you enter our promotions. RedRate may also receive personally identifiable information from our business partners. When you register online with RedRate, we ask for your name, e-mail address, birth date, gender, ZIP code, occupation, industry and personal interests.

RedRate uses information for three purposes
To customize the advertising and content you see on our Web pages; to fulfill your requests for certain products and services; and to contact you about specials and new products.

Information sharing and disclosure
Unless you are submitting your personally identifiable information pursuant to certain RedRate sweepstakes or contests, RedRate will not sell or rent your personally identifiable information to anyone. RedRate will send personally identifiable information about you to other companies or people when:
• We have your consent to share the information.
• We need to share your information to provide the product or service you have requested.
• We need to send the information to companies who work on behalf of RedRate to provide a product or service to you. Unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us.
• We respond to subpoenas, court orders or legal process.
• We find that your actions on our Web sites violate the RedRate terms of service, or any of our usage guidelines or rules for specific products or services.

Cookie technology
RedRate may set and access cookies on your computer. RedRate gathers anonymous information about its users through cookie technology on an aggregate level only. Other advertisers or other companies do not have access to RedRate cookies.
RedRate gives you the ability to edit your RedRate account information and preferences at any time, including whether you want us to contact you about specials and new products. You may request deletion of your RedRate account by sending an e-mail to info@redrate.com.

Security
Your RedRate account information is password-protected for your privacy and security. In certain areas RedRate uses industry-standard SSL-encryption to protect data transmissions.

Changes to this privacy policy
RedRate reserves the right to amend this Privacy Policy at any time in its sole discretion and without notice. Any information RedRate collects from you online is subject only to our most current Privacy Policy. You are advised and encouraged to visit http://www.redrate.com on a regular basis to review our most current Privacy Policy, and review any changes that may have been made. Unless you elect to opt-out of providing your personally identifiable information, you agree to be bound by our most current Privacy Policy, including any changes that have been made since you originally provided RedRate with information.

Questions or suggestions
If you have any questions, send an e-mail to webmaster@redrate.com.

Utah Health Insurance

HMO - Health Maintenance Organization