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Health Insurance Savings Guide

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Health Insurance Savings Guide
Is the new wave in health insurance for you?
16 ways to slash your insurance rates
Avoid outrageous hospital overcharges
Disability insurance can save your life
Globetrotters, make sure you're covered
8 most common hospital billing errors
A basic look
In
health insurance, you pay for choice -- If you want to pick
your own doctors, it will probably cost you more.
New
health care options appear contagious -- So-called "consumer-driven"
medical coverage includes more flexible rules on costs and doctor
choice. But there's a catch: cost.
Plus:
What to look for in consumer-driven medical coverage
Fighting
your health insurance company -- How to avoid the fight when
you can, and how to win it when you can't.
Help from others
Hip,
hip, HIPAA! Medical plan goes where you go -- If you're among
the millions who think the nation's medical insurance system is
a mess, consider how bad it would be without HIPAA.
Spending
accounts can boost health care savings -- Participation in your
workplace cafeteria plan lets you cut taxes and your medical expenses.
This
COBRA can be a lifesaver -- If you've suddenly lost your job
and the health insurance that goes with it, this federal law with
a clumsy title can save you from a scary situation.
Discount
drug cards shave some prescription costs -- Don't confuse these
cards with real insurance and don't expect to save a fortune, but
they are better than nothing.
Hidden problems
Protecting
yourself from illegal health plans -- As rising costs keep more
Americans uninsured, unscrupulous agents offer policies that are
just too good to be true. They are. Here's how they work and how
to spot them before you sign up.
Medical
bills can make your credit sick -- Not paying your medical bills
on time or simply getting caught up in one of those bureaucratic
fights between your insurance company and a medical provider can
bring serious malaise to your credit rating. Here's how to make
sure that doesn't happen.
Optimal plans
Disability
insurance often overlooked -- But it can be a home and wallet
saver if you have it.
12
questions for long term care insurance -- Here's what to ask
to unravel the often mysterious world of long-term care insurance.
Take
a look -- or a bite -- at this insurance -- Everyone knows health
insurance is very important, but what about vision and dental insurance?
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